We connect millions of consumers with over 300 financial institutions through a single, scalable platform – operating across 11 markets on four continents.
Empowering smarter credit decisions at global scale
+300
Banks and partners use our platform
+50 m
Consumers connect with Clar for their credit decisions
+11
Active markets across 4 continents
We digitize consumer credit
Clar operates a proprietary credit platform that simplifies access to credit across four continents.
We enable efficient, transparent, and data-driven distribution – connecting consumers with over 200 financial institutions through eight high-performing brands.
Infrastructure That Scales
Clar’s credit platform connects scoring, onboarding, and compliance in one unified system – helping banks and lenders go live faster, adapt to regulation, and scale efficiently across regions.
Intelligence That Empowers
We provide consumers with transparent access to credit offers matched to their profiles – improving approval accuracy, user trust, and long-term lender relationships.
Expansion That Adds Value
We help banks expand into underpenetrated markets through tech-led distribution – lowering cost-to-acquire, accelerating go-to-market, and ensuring operational control via our shared infrastructure.
Our reach
Reach the globe. 20 markets on your side
Clar is a global digital broker connecting over 50 million consumers through 9 high-performing brands.
Our expansion model combines local market know-how with a centralized tech platform – ensuring both speed and control at scale.
France
Founded 2021
Spain
Founded 2018
Portugal
Founded 2018
Romania
Founded 2017
Poland
Founded 2014
Czech Republic
Founded 2018
Hongkong
Founded 2018
Singapore
Founded 2018
Brasil
Founded 2015
Mexico
Founded 2019
Australia
Founded 2014
Mission
Our mission
We’re building the digital infrastructure of tomorrow’s credit economy – global, scalable, and transparent.
Value Creation
Clar creates value by eliminating fragmentation in financial infrastructure.
We streamline the way credit products are connected, discovered, and distributed-turning complexity into opportunity at scale.
This value unlocks better conversion, lower acquisition costs, and broader reach for our partners.
- API-first architecture enabling seamless lender onboarding
- Proprietary data flows enhancing decisioning and compliance
- Proven uplift in loan activation rates across multiple markets
Mission-Aligned Expansion
Our mission is to build the financial rails for the next decade of global lending.
We’re focused on scalable growth-backed by a clear strategic vision, strong unit economics, and a fast-learning organization.
Clar enables local lenders to operate globally-faster, smarter, and more efficiently.
- Active in 20+ countries and expanding
- Fast execution cycle: new market entry in under 90 days
- Cross-border lending made possible via unified infrastructure
History
Milestones that matter
Each milestone marks a step forward in connecting millions of consumers with better financial choices worldwide.
before 2017
Clar team instrumental in brokerage model creation, later proven applicable internationally
FinanZero is founded and grows in Brazil. Clar is born to facilitate geographical expansion
2017
2018
Expansion to SEU2, CEE3, and SEA4 through new launches and acquisitions of existing actors in the market
2019
2020
2021
2022
Expansion across SEU, CEE,
and Australia, North America
2023
Unique global lending platform
2024
future
Early phase
High growth phase
Global expansion phase
