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We integrate on your terms
Full API? Manual access? Hybrid? We meet you where you are.
API
For fully automated partners plug into our tech and start receiving qualified applications instantly.
- Predictable, usage-driven revenue
- Margin-efficient, repeatable model
Partner Account
Track, review, and manage loan applications manually in a secure digital dashboard – no integration needed.
- Active in 20+ countries on 4 continents
- X) lender integrations powering cross-border availability
Build your own scorecard
Use Clar’s platform to apply your own risk models and decision logic before you connect via API.
- Platform active in (X) under-digitized credit markets
- Regional clusters built for long-term dominance
Why lenders work with Clar
Full API? Manual access? Hybrid? We meet you where you are – here’s how we’re shaping the future of digital finance.
Qualified traffic, fully verified
We deliver a steady stream of filtered, high-quality applications that meet your credit criteria – already ID- and credit-checked.
You only pay for real results
Our CPS model means you only pay when a customer signs a loan agreement. No signup fees. No volume risk.
Aligned incentives. Shared value.
Consumers get transparency. You get quality. Our platform ensures both sides of the market benefit – and scale.
We have a visual for this
We collect and verify credit applications from consumers across 11 markets.
You define the filters. We deliver the matches. When a customer selects your offer, the full application is sent to your system to finalize the loan agreement.
Application
User submits a loan request through one of Clar’s local brands
Verification
We verify identity, creditworthiness, and application consistency
Filtering
Clar applies your filters to pre-select qualified applicants
Offer selection
User compares offers and selects the best match from approved lenders
Contract
The application is transferred to your system for final approval and contract signing